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Best Mortgage Lenders Sept 2024
Get a fast & secure home loan online
Whether you're looking to compare rates or refinance an existing loan - you've come to the right place! Discover the top-rated mortgage lenders.
Best Mortgage Lenders Sept 2024
Whether you're looking to compare rates or refinance an existing loan - you've come to the right place! Discover the top-rated mortgage lenders.
Best Mortgage Lenders in Virginia in 2024
Updated September 2024
Quick Approval
Low Rates
100% Online Application

Filter the best options for you:

Loan Purpose
Purchase
Credit Score
Fair (620-679)
Loan Amount
Up to $100K
9.3
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.6
Brand Reputation
Based on Semrush's web analytics
4.7
Learn more on how we score
9.3
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.6
Brand Reputation
Based on Semrush's web analytics
4.7
Learn more on how we score
  • 5-year rate protection program
  • Fixed & adjustable rates
  • 100% online application
  • 160+ locations nationwide
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Array of home loans, competitive rates
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View Rates
Visit New American Funding
9.7
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.7
Brand Reputation
Based on Semrush's web analytics
5.0
Learn more on how we score
9.7
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.7
Brand Reputation
Based on Semrush's web analytics
5.0
Learn more on how we score
  • View live updated rates
  • Coverage in all 50 states
  • Easily syncs with your bank
  • Phone, email, & live chat support
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Quick & simple online process
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View Rates
Visit Rocket Mortgage
9.9
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.9
Brand Reputation
Based on Semrush's web analytics
5.0
Learn more on how we score
9.9
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.9
Brand Reputation
Based on Semrush's web analytics
5.0
Learn more on how we score
  • Competitively low VA rates
  • Quick pre-approval process
  • 0% minimum down payment
  • Great customer support
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Exclusively for veterans
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Visit Veterans United
Side-by-side comparison of mortgage lenders in 2024
Select up to 2 lenders to compare
Features
NMLS
#6606
#3030
#1907
Available In
49 states
50 states
50 states
Min down (conventional)
3%
3%
0%
Equal Housing Lender
Lending experience
20 years
38 years
21 years
Loan products
Conventional, Jumbo, FHA, VA, Refi
Purchase, Refinance, Jumbo, Fixed, Adjustable, FHA, VA, Home Equity
Purchase, Refinance, Jumbo, Fixed, Adjustable, FHA, VA, USDA
Customer service
Phone and email support
during business hours
24/7 via phone
online chat
24/7 via phone
online chat
Online application
View Rates
View Rates
View Rates
Trusted Mortgage Refinance Lenders
9.7
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.7
Brand Reputation
Based on Semrush's web analytics
5.0
Learn more on how we score
9.7
Scores are calculated based on:
Consumer Reviews
Sourced from TrustPilot
4.7
Brand Reputation
Based on Semrush's web analytics
5.0
Learn more on how we score
  • View live updated rates
  • Up to 90-day rate lock guarantee
  • Coverage in all 50 states
  • Phone, email, & live chat support
Quick & easy online process
View Rates
Visit Rocket Mortgage
Mortgage Loans FAQs
Looking to purchase a home or refinance an existing mortgage? Online mortgage loans allow you to receive multiple offers and find a loan that suits your needs. Before starting a mortgage or refinancing an existing loan, it's important you understand the mortgage loan process. To get you started, we've answered some of the most commonly asked questions about mortgage loans below.
How do mortgage loan services work?
Many of the top mortgage loan companies function as a middleman between the borrower and lender. As an applicant, you are asked to fill out basic information on the mortgage company's website, then the service will show you what options and rates are available to you. Lenders will make an offer as to how much money they can loan and the repayment conditions.
What kind of information do I need to provide to apply for a mortgage?
As a mortgage applicant, you can fill out basic information on the mortgage company's website. This includes the type of home you plan on purchasing, the location of the home, and details about your current financial situation and anticipated down payment. Some mortgage companies will ask for your Social Security number in order to accurately provide you with personalized rates. The mortgage service will then offer you several mortgage loan options or connect you with a representative over the phone.
Can I refinance an existing mortgage loan?
There are many reasons to refinance and replace an existing mortgage. Many people refinance their mortgages in order to reduce monthly payments, switch from an adjustable-rate to a fixed-rate, or to pay off their mortgage early. Others refinance in order to access cash to pay off other high-interest loans such as car loans and credit card loans. Virtually all online mortgage services offer mortgage refinance options, allowing you to view and compare refinance rates. Be sure to carefully consider your refinance options as it may mean using your home as collateral.
What is APR?
The APR (annual percentage rate) refers to the annualized interest rate charged on your mortgage. Typical APRs range from about 3% to 5% and are very dependent on the amount, length, and eligibility of your mortgage. The APR will also fluctuate depending on the type of mortgage you choose. Lenders may offer you fixed-rate mortgages, two-step mortgages, balloon mortgages, and more.
How much time do I have to repay the loan?
Your repayment agreement depends on the terms negotiated between you and the lender. Mortgage companies such as Quicken Loans, for example, offer 15 and 30-year fixed rates, while other lenders such as J.G. Wentworth offer other options such as 20-year mortgages. Representative Example: If you bought a home for $500,000 with a 25% down payment, at an APR of 3.5% and a 15-year fixed term, you would pay around $2,700 per month.
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ADVERTISEMENT DISCLOSURE
This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time. "Terms of Use"
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